Why do you want a very low deductible. I’ve found that people who do want a low deductible either already have something wrong with them and probably won’t qualify for any insurance OR they don’t know what they are doing. Also, depending on your age any plan under $100 may not even available.To answer your questions – A low deductible with a premium under $100 can be found on some group policies where the employer is paying most if not all of the premium. It cannot be found with an individual plan.References : Independent Agent

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